Eligibility and paying for care

How do I know if I am eligible?

When you have a social care assessment, as a minimum you may be given information and directed to other services, and ways that you might find funding to pay for them. However, if your needs meet the national eligibility criteria, the Council will have to ensure these needs are met.

What are the criteria?

Your needs are considered eligible when all three of the following apply to you:

  • Your needs are due to a physical or mental impairment or illness.
  • This affects your ability to achieve two or more specified outcomes. Visit the NHS Choices website to find out more
  • Your wellbeing is significantly affected by the inability to achieve these outcomes.

You can find out more about the outcomes and what the Care Act says about eligibility at NHS Choices

To find out if you are eligible for care we carry out a needs assessment.  

Can I get help paying for my care?

Usually, if you have more than £23,250 in savings or other investments, we will ask you to pay the full cost of your services.  

This means that you are a 'self funder'.  If you are a self-funder you may choose to arrange your own services and support.

Information about local care and support services is available in our online directory My Life Warrington.

What counts towards the £23,250?

This figure includes any money you hold in bank accounts, ISAs, shares, cash, land or property that you own but do not live in or any other investment.

The property that you live in will only be taken into account if you need to go into residential care.

What if I have less than £23,250?

You may still be required to make a contribution towards the cost of care and support, but may not have to pay for all of it.  To find out whether we can help you with your care costs, we will do a financial assessment.

This looks at your income, savings and capital to work out how much you should pay towards the cost of your care and support. You may still be required to make a contribution towards the cost of care and support, but may not have to pay for all of it. 


Find out how much you may have to pay

Our online calculator can help you to find out how much you may need to pay towards your care based on your income, savings and expenses.

Find out how much you may have to pay for your care: Start the online calculator


Useful information

NHS Choices: Assessing your care and support needs - Information about assessments, eligibility for care and support and local authority responsibilities

NHS Choices: Funding care - Information about paying for care in England and Wales

Age UK information guides and factsheets - Provide easy to read information on a wide range of topics including paying for care in the community.

Society of Later Life Advisers - Organisation who provide financial advice, particularly for people who fund their own care