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More than five million people are at risk from flooding in the UK. Flooding can be caused by overflowing rivers or streams, heavy rain, blocked drains or technical failures such as damage to a water main.
There are steps you can take if you are concerned that your property is at risk of flooding. If you are a tenant or live in social housing, please speak to your landlord about flooding concerns as it is your landlord's responsibility.
Stay up-to-date with flood insurance changes:
As the public, you are our eyes and ears to local flooding events. Flooding can happen quickly and disappear just as fast so we need your knowledge, photos and other records to help us investigate incidents and apply for funding. Send anything that might help us to email@example.com.
A watercourse is any natural or artificial channel that water flows through such as a river, brook, beck, or stream. If you own property alongside a watercourse, you may be the 'riparian owner' and could be responsible for up to the centre line of a watercourse.
View the Riparian Ownership guide on the Environment Agency website which explains your rights and responsibilities.